Privacy & cookies notice
Your online privacy
You can visit our website without telling us who you are or revealing any information about yourself.
We promise to treat any personal information about you securely, fairly and lawfully. We are committed to protecting your privacy.
When we ask you for personal information online it will only be in response to you actively applying for or using one of our online products or services.
You can find full details of how we use customer information here.
Cookies – what are they?
A "cookie" is a small text file that's stored on your computer, smartphone, tablet, or other device when you visit a website or use an app.
Some cookies are deleted when you close down your browser. These are known as session cookies. Others remain on your device until they expire or you delete them from your cache. These are known as persistent cookies and enable us to remember things about you as a returning visitor.
This website uses session and persistent cookies.
How to control and delete cookies.
If you want to restrict or block the cookies we set, you can do this through your browser settings. The ‘help’ function within your browser should tell you how.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org. Alternatively, you can search the internet for other independent information on cookies.
Cookies – how we use them
If you delete cookies relating to this website we will not remember things about you, including your cookie preferences, and you will be treated as a first-time visitor the next time you visit the site.
- Provide products and services that you request and to provide a secure online environment
- Manage our marketing relationships
- Give you a better online experience and track website performance
- Help us make our website more relevant to you
Here we explain a bit more about each of these types and how you can control their use.
Cookies that are essential for us to provide a product or service you have requested and to provide a secure online environment. Without cookies we are unable to provide some products or services that you might request. Other 'essential' cookies keep our website secure. Even if you say “No” to cookies on this website we'll continue to use these 'essential' cookies.
Essential cookies are used to:
deliver interactive services, such as:
- online banking
- product applications
- web chat
maintain online security and protect against online fraud
Performance Cookies: Tracking website performance
These cookies collect aggregated information and are not used to identify you.
We use this type of cookie to understand and analyse how visitors use our online services and look for ways to improve them. For example, a cookie might tell us that lots of people give up on an application process at a particular step – so we can try to make that step easier to complete.
The analytics cookies we use include:
- IBM NetInsight, to analyse how our visitors use our sites. NetInsight uses both session and persistent cookies.
- Adobe Analytics , to improve our websites and services. This service and the cookies it uses help us understand the popularity of our content and make better consumer experiences.
Functionality Cookies: Giving you a better online experience
These cookies remember your preferences and tailor the website to provide enhanced features. Without these cookies, we cannot remember your choices or personalise your online experience.
We use this type of cookie to:
- Make online banking login faster by remembering you between visits on your personal devices
- Simplify online transactions by remembering the last account you used and showing it as the default for your next transaction
- Display your mini-statements as you like them by remembering which panels you’ve expanded and collapsed
- Remembering relevant information as you browse from page to page to save you re-entering the same information repeatedly
- Provide enhanced features, such as playing videos or allowing you to post a comment.
These cookies are usually third-party cookies from marketing partners used to deliver adverts relevant to you and your interests. These cookies can track your browsing history across websites. If you wish to prevent this type of cookie, you may do so through your device’s browser security settings.
The third-party companies we partner with include:
- Impact Radius
- Google Search Adwords
Cookies in emails
How to control and delete cookies
If you don't want to accept cookies in emails, you can set your browser to restrict or reject cookies, or you can close the email before downloading any images or clicking on any links.
You can change your mind at any time but, for now, are you happy for us to store and access cookies on your device for the purposes described?